Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Get Credit Report

Get your credit report today and find out if you’re eligible to one of our loan products.

Only at EFT Capital will you find an excellent business you can trust from beginning to end in the process to get a credit report and then start calculating a loan, filling the forms to request it, and finally having it approved in the shortest possible time. Get your credit report in no time here at EFT Capital and once you know your credit score, apply for fast loan today and forget about dealing with that with that difficult financial situation you’re in right now. We offer the quickest approvals on loans you’ll find in Australia, with comfortably lengthy repayment periods and at very accessible interest rates so you won’t have to sweat your back off to pay for your loan. EFT Capital is the preferred loan provider in Australia and your one stop shop when it comes to buying products related to the field of loans.

We’re not new to this industry, with more than 2 decades of experience offering solutions to those clients who want to get a credit report and a loan afterwards. At EFT Capital you can only expect excellence when it comes to customer support; we have specialists on the line ready to assist you through the application process and make sure you have everything in order to ask for a loan and get it approved in no time. Excellence is always the key term when people speak about EFT capital and our team of experts.

Feel free to give us a call today so we can tell you all the details related to this loan and why it’s the best choice you can make if you need to complete a purchase or pay for something in the short term. We’re here to help you!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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