info@eftcapital.com.au
No Credit Check Debt Consolidation Loans
A debt consolidation loan is a personal loan you use to combine and pay off multiple debts at once like credit card balances, medical bills or other unsecured personal loans, so you’re left with one weekly, monthly, or fortnightly payment. With EFT Capital on your side offering the best no credit check debt consolidation loans you can apply for very easily on our online platform. Ideally, this payment comes with a lower interest rate than your current debts, which can save money and help you get out of debt faster.
With more than 2 decades of experience in this field, we have made our way to become the first class suppliers of no credit check debt consolidation loans for those Australians going through a tough time and having low credit score. If you’re struggling to pay off debt and can qualify for a low enough interest rate on a loan, debt consolidation is generally a good idea specially here at EFT Capital, a proudly Australian owned and operated business that understands the best practices to keep all clients happy. At EFT Capital, we make sure we can consolidate at a lower interest rate, you can get out of debt faster by applying the savings to your remaining balance. You can also choose a short repayment term on a debt consolidation loan, as long as you can afford the monthly payments.
We simplify the application process so you can complete it online and get your no credit check debt consolidation loans approved in the shortest possible time and this way we remove all unrequired paperwork that people usually have to fill at storefront places. Our no credit check debt consolidation loans can help you improve your bad credit score, as even a small bump in your credit score may increase your odds of qualifying for a debt consolidation loan.
Our Services
Personal Loans
Know you’ve chosen the best deal for your personal loan when you use EFT Capital.
Debt Consolidation
Consolidate all your existing loans into one making it more manageable.
Online Loan Application
- Step
1Submit an application online.Apply Online
- Step
2Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
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3Our loan specialist will review your application and contact you to discuss
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4If approved, loans terms will be provided and contract issued
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5Client to sign contract electronically or manually
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6Funds transfers to your bank account
What Our Clients Say About Us
500 Reviews
Peter Cabeza
The team at EFT Capital and my personalised handler, Charl, have been fantastic with their business approach, efficient and cost effective with their actual loans and always approachable.There is a constant flow of communications that make all situations… The team at EFT Capital and my personalised handler, Charl, have been fantastic with their business approach, efficient and cost effective with their actual loans and always approachable.There is a constant flow of communications that make all situations easily adjusted and maintained.I am very happy with their service and personable approach. Their rates are more than competitive with other companies.Overall, I would highly recommend this team to anyone, anytime.
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Benny and Joyce
EFT Capital is the most hassle-free lending company we’ve experienced. It is fast tracking and very dependable at all times. And the director, Charles, is kind, understanding and very generous person. He has helped us through many financial… EFT Capital is the most hassle-free lending company we’ve experienced. It is fast tracking and very dependable at all times. And the director, Charles, is kind, understanding and very generous person. He has helped us through many financial difficulties, no matter how small or big, he was very accomodating and reliable. It is easy to talk to him and come up with terms that will benefit both of you. Overall, EFT Capital is considered a 5-star rating for us!
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David Wallader
Our association with EFT Capital, Principal Mr Charl Coetzee goes back to December 2015. Request to assist with rebuild of a Stretch Limousine business for our new undertaking within the Limousine industry to supplement our pension income.
… Our association with EFT Capital, Principal Mr Charl Coetzee goes back to December 2015.
Request to assist with rebuild of a Stretch Limousine business for our new undertaking within the Limousine industry to supplement our pension income.
Since inception, we have found EFT Capital, Principal Charl Coetzee a most understanding financial provider supporting an industry based on performance of the borrower’s ability to market their product in an extremely competitive marketplace covering service, presentation and representation.
During the 5 years, we have found EFT Capital to be understanding, most cooperative and further assistance given to be exceptionally quick with their decision and limited paper in support.
The pandemic (Covid-19) sighted our business financially to be of a major concern with many bookings to concerts, weddings, and family gatherings, being cancelled despite our business being classed as an essential service by the Industry Regulator. Our business was affected by the ‘crowd’/gathering policy of the State Government causing cancellations of hire already in place through the year ofma 2020.
The understanding of our financier, EFT Capital was an incomparable supporter ofthe unprecedent predicament period of concern. As a previous career employee in the financial industry, I sincerely congratulate EFT Capital, Charl Coetzee for their understanding,support and speed of decision.
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