Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Loans with No Job

It’s not a secret that getting loans with no job can be very tough at times. But with the help of experts at EFT Capital, you no longer need to worry about this; we’re here for you.

Over 20 years of experience in this industry have given us the knowledge needed to understand our clients’ requirements and work towards helping them achieve their goals without taking much of their time or putting too much effort into filling huge amounts of paperwork. Only at EFT Capital, even if you have a low credit score, you may be able to get a debt consolidation loans with no job.

Is it a good idea to consolidate your debt? Consolidating your debt with one of our loas with no job can have several benefits:

• Simpler budgeting instead of wading through various statements and juggling multiple payments, you’ll make one set monthly payment on the same date each month

• A clearer view of your debt, because you’ll be having all your debt in one place can make it easier to see how much you owe, how quickly you’re paying it off, and how much interest you’re being charged

• Potentially lower rates as you may be able to reduce the amount of interest, you’re paying by consolidating your debt under one lower interest loan

When looking for a business you can trust at the time of asking to borrow money, we’re your allies for sure! With an extremely simplified process that can be completed easily in a couple of minutes, applying for a loan is no longer a tedious and exhausting process with tons of paperwork and waiting in eternal queues; it’s a very straightforward, short process you can complete from the comfort of your house and get your loan with no job approved in the shortest possible time.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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