Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Loans for Unemployed Sydney

If you’ve recently lost your job or wanted to take some time to find something new to do, then our loans for the unemployed in Sydney are the perfect option for you.

We know how unemployment often sends your finances into a spin as you juggle your bills with the limited income you get from unemployment and other sources. Our main goal here at EFT capital is to stay by your side while you get out of this difficult financial situation and gain control back. To ensure your financial security at this time, you may need to look toward a loan, but finding emergency loans for the unemployed people can prove difficult due to the lack of steady income from a full-time job.

We truly differ from any other place offering loans for the unemployed in Sydney, because here at EFT Capital we make this process as easy and straight forward as possible, so you can complete your application, have an expert staff member from EFT to assess it, and get it funded within one business day! Over 20 years of experience in this industry have allowed us to accumulate the knowledge needed to understand our clients’ requirements and work towards helping them achieve their goals without taking much of their time. We’re real specialists at offering unemployed loans approved in the shortest possible time. We changed the rules by making the entire application process a simple and straightforward one that can be completed in a few clicks.

Contact us today so we can give you the details about our excellent loan products and why EFT Capital has become a mandatory mention amongst the suppliers of loans for the unemployed in Sydney.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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