Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Fast Approval Loans for Unemployed

Apply for your fast approval loans for the unemployed here at EFT Capital and get out of any financial difficulty you’re dealing with. We offer second to none loan products to our clients and make sure they get a fast approval even when requesting loans for the unemployed as we know these are the scenarios when we’re needed the most. We’re a proudly Australian owned and operated business with over 20 years of experience helping Aussies get fast approval loans for the unemployed and making sure they can regain the control of their financial situation.

If you’ve been laid off, are in between jobs or struggling to find employment, you need to think carefully about whether or not taking out a loan is a good idea. It’s likely to be very difficult to be accepted for a loan if you have no regular income even if your credit score is good; but here at EFT Capital, we can help you achieve your goals and get fast approval loans for the unemployed in the shortest possible time. If you need a loan and if you’re confident you can afford the monthly repayments, we have a wide array of options and you can trust us as your solutions suppliers right now.

Borrowing can fill a financial gap you’re facing and cover that particular emergency that may rise and catch you without enough cash. By selecting EFT Capital as your supplier of loan products, you’re trusting a superior business with values such as transparency, honesty, and efficiency as our motto. When it comes to assisting our clients in this process of applying for a loan. We’re the undisputed leaders when it comes to providing fast approval loans for the unemployed. Our team is composed by excellent professionals with years of experience helping our clients apply for loans and get them approved as soon as possible. We’re glad to assist you in this process!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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