Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Easy Loans for Unemployed Australia

Welcome to EFT Capital, the right place to apply for easy loans for the unemployed in Australia, and a mandatory mention amongst major loan products providers with years of experience in the field.

As experienced loan products providers we understand that being out of work is tough on your finances so it’s important to manage your money carefully to ensure that you can cover all your regular expenses. However, sometimes no matter how carefully you plan, unexpected expenses can crop up which may mean that you need a little extra cash. With over 20 years of experience in this field and having offered our clients the best possible loan products available in the market, we have become a mandatory mention among solution suppliers to trust when Australians need easy loans for the unemployed in Australia.

If you decide to apply for a loan from a doorstep or online short term lender you may be asked to complete an affordability assessment to determine whether you will to be able to pay back the money you’ve applied to borrow. Here at EFT Capital, we take pride in making all these processes simpler and faster to complete. With EFT on your side, you can get easy loans for the unemployed in Australia through our online platform from the comfort of your house and totally forget about waiting in line or having to fill an absurd amount of paperwork.

We’ve been helping people get out of debt for over two decades! We have helped thousands of Aussies get an approval for easy loans for the unemployed in Australia and we’re always receiving great feedback for our customer service. We’re proud of having experts who share our values such as responsibility, professionalism, and efficiency; doing the best to have our clients’ needs covered.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

    google review sign4.9

    star rating

    500 Reviews

    Brands we work with